Qualifying Expenses
Almost all medical and dental expenditures are covered under our Private Health Services Plan (PHSP). Services provided by most medical and dental practitioners, prescribed medical/dental treatments and medicines as well as hospital and laboratory services are allowable expenses under the plan. One exception to the prescribed medicine rule is that an over-the-counter available product, even though prescribed by a medical practitioner, is not classed as an allowable expense by the Canada Revenue Agency (CRA). Most apparatus and materials required for medical treatment and care will be covered by the plan, whether prescribed or not. Expenditures for other services, as described in the CHCA documentation under "Other Expenditures" are also considered qualified expenses.
Certain expenses, as mandated by the CRA, cannot be covered under any "Private Health Services Plan" or "Health Spending Account" and are detailed in our "Qualified Expenses" form. All Private Health Service Plans and Health Spending Accounts "Qualified Expenses" are mandated by the Income Tax Act of Canada under subsection 248(1) and other interpretation bulletins and all providers of these plans must adhere to these specifications.
Please print the "Qualified Expenses" form for a complete list of allowable expenses as well as those expenditures that cannot be covered under the plan.
Download our Qualified Expenses Form (PDF)
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